CREDIT AND DEBT
ARTICLES

You can accumulate free travel rewards using your credit card for everyday purchases. It's true! However, it is important to approach travel reward programs ...

We typically have a natural aversion to additional costs, such as fees. While this approach often proves beneficial, there are circumstances when paying fees may ...

Lenders use several factors to determine if they can lend to a person. They are looking at how much risk they take if they lend to someone. The lender's goal is ...

Many people struggle with debt collection at some point in their lives. Whatever caused this financial situation, knowing your credit score is ...

You want to get out of debt and help build your credit so you can borrow more affordably. The problem is that not every online service may be worth your investment or time ...

It is critical to understand debt. To do that, you should navigate the numerous terms related to it. Here are some of the most important to know ...

Credit cards have become an essential and ubiquitous tool for purchase transactions and managing finances. While credit cards have several benefits, it's best to use ...

Credit cards have changed the way we all shop. With a credit card in hand, you can walk into any store and walk out with a purchase. And rather than pay for that purchase ...

If you're looking to borrow money or rent an apartment, typically, you'll need a credit reference. Credit references demonstrate an applicant's ...

Paying your bills on time is not the only way to maintain a good credit score. Controlling your credit utilization and ensuring it stays low is another excellent way ...

Minimum payments seem like a great option for paying off your credit card debt— you can pay a low amount, avoid late fees, and keep your account in good standing. However, avoid ...

Medical bills come flooding in every time a person requires a medical procedure or falls ill and needs to visit a doctor or hospital ...

While many lenders and businesses will tell you that you are more than your credit score, the truth is that your credit score matters more than you probably realize. The better you ...

When your credit score runs a little too low to get you the things you want and need in life at an attractive interest rate, it’s time to consider making changes ...

Many families are concerned that when a loved one dies, they will become legally responsible for their debt. If you leave any such obligations behind ...

Credit cards are outstanding financial tools to have on hand for life’s little emergencies. What you may not know ...

Learning to protect yourself from these types of lenders and their practices can help you keep your financial future on track ...

FICO is the most widely recognized credit score of choice with most lenders today. However, ...

Before you make the final call, there are a few pros and cons to keep in mind ...

You have probably heard, more than once by now, that not all debt is created equal. Some types of debt are beneficial, while others, not so much ...

Paying off loans ahead of schedule can have a significant impact on how much you ultimately pay for the loan. Additionally, it can help you eliminate ...

Credit card interest rates can be manageable for some people, but a real challenge for others. According to the Federal Reserve's Consumer Credit July 2019 G.19 report ...

Loan protection insurance can be an ideal solution to protect yourself, and your finances, against economic emergencies. While no one wants to ...

Credit counseling is a service that can be beneficial to consumers who have credit problems ...

If you have ever added up the total amount you pay in interest on all your debts each year ...