Personal Loans
Annual percentage rate (APR) of 7.24% fixed for the first 6 months and then prime - ½% with a floor of 2.75% after the 6-month intro period.
Star HELOC Benefits and Features
You invest time and money into your home. Now with a Star Home Equity Line of Credit you can leverage those investments for personal cash flow.
- Bill consolidation
- Home maintenance
- Education expenses
Our New Car Loan Annual Percentage Rate (APR) is 9.74%; for Used up to 4 years, the APR is 10.74%; and the 5 year or older Used Car Loan APR is 11.74%.
Automobile Loans Benefits and Features
With a variety of term and rate options, our loan professionals can help you navigate to the automobile loan that’s right for you.
- Financing for new and used automobiles
- 36, 48, 60 month repayment plans
- Appy online
Prevent returned checks and avoid overdraft fees with Salem Five Overdraft Protection. It's not just convenience, it's peace of mind.
Overdraft Protection Benefits and Features
Avoid overdraft fees and the embarrassment of having a check returned. Learn more about Overdraft Protection from Salem Five.
- Salem Five checking account with accessible credit limits
- Eliminate the expense of returned checks
For Borrowers Attending Degree-Granting Institutions. The Smart Option Student Loan® for Salem Five by Sallie Mae® can help you pay for college expenses not covered by scholarships and federal loans.
Student Loan Benefits and Features
Private Student loans from Salem Five in partnership with Sallie Mae® could help, find out which personal loan is right for you:
- No origination fee and no prepayment penalty
- Competitive rates and repayment options
No matter which card you choose, you'll enjoy important features like EMV smart chip technology, mobile purchasing, and much more. Available to Salem Five customers only. Login to apply now.
Personal Credit Card Benefits and Features
Choosing the right personal credit card is easier than ever.
- A range of cards and benefits
- 24/7 account access
- Account alerts and balance transfers
Salem Five's Online Loan Payments is an electronic loan processing system which allows you to make a one-time loan payment to your Salem Five personal loan via our secure website on a desktop computer, tablet or mobile device.
Mortgage
Home Mortgage Options
Benefits and Features
We're ready when you are. With Salem Five, loan approvals take less time, allowing you to take advantage of opportunities as they arise.
- 15 Year APR or 30 Year APR
- Mortgage loan calculators
- Construction and Renovation
- Jumbo Loans
- Reverse and VA loans
- Specialty lending
- Loan Operations Fee Schedule
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HELOC products are offered through Salem Five Bank | Thomas Toland, NMLS Unique ID #415026
Salem Five Cents Savings Bank NMLS ID #407901
Information relative to mortgage loan originators can be found on the NMLS Consumer Access Website at: www.nmlsconsumeraccess.org/